Aise Kholiye Canara Bank mein Online Savings Account

Agar aap bina bank branch gaye Savings Account kholna chahte hain to aaj ke time mein yeh bhi mumkin hai. Aaj ke time mein aap bina bank branch gaye aur bina kisi tarah ke paper form ko bhare aap Savings Account khol sakte hain. Aaj ke time bahut se aise bank hain jo ‘Self on-boarding’ ki suvidha dete hain jiski madad se customer khud se hi online apna bank account khol sakte hain. 
Canara Bank bhi aapko khud se online account kholne ki suvidha deta hai. Canara Bank desh ke bade government banks mein se ek hai. Agar aapke paas bank account nahi hai aur aap apne liye ek bank account kholna chahte hain to aap Canara Bank mein online Savings Account khol sakte hain. Account kholne ke liye aapko bank branch jaane ki zaroorat nahi hogi bas aapke paas ek smartphone hona chahiye aur internet connection hona chahiye. Account kholne ke liye branch mein aapko ‘Account Opening Form’ diya jata hai, lekin jab aap online account kholenge to aapko apni sabhi details online fill karke submit karni hogi.
Canara Bank mein online account kholne ke liye kuch requirements (आवश्यकताएं) hoti hain, jinke bina Canara Bank mein online account nahi khola jaa sakta hai. 
Agar aap sabhi requirements (आवश्यकताएं) puri karte hain to aap Canara Bank mein online badi aasani se kuch minutes (मिनट) mein hi Savings Account khol sakte hain. Aur jaise hi aap sabhi details fill karke account opening process (खाता खोलने की प्रक्रिया) ko pura kar lenge to aapko turant aapka Customer ID aur Account Number Dediya Jaayega. Account khul jaane ke baad aapko aapke Email ID par e-Welcome Kit bhej di jaayegi. e-Welcome Kit mein aapke account ki saari jaankariyan hoti hain, aur isiliye e-Welcome Kit password se protected hoti hai. Account khulne ke kuch dino baad aapko Debit/ATM Card aapke address par bhej diya jayega. Yeh SB General Account (सामान्य खाता) hoga, ismein aapko banking ki sabhi sevayen milengi jaise ki Debit/ATM Card, Chequebook, Internet Banking,  ePass Sheet, Passbook aur Mobile Banking.

Canara Bank mein Account Kholne ke Liye Requirements:


  • Aadhar Card
  • Mobile Number Registered With Aadhar
  • Email ID

Agar yeh sabhi requirements  puri hoti hain to aap Canara Bank mein ghar baithe hi apna Savings Account khol sakte hain.
Canara Bank mein online Savings Account kholne ke liye sabse pehle aapko apne mobile phone ke ‘App Store’ se Canara Bank ka ‘Canara DIYA’ app download karna hoga.
Download ho jaane ke baad account kholne ke liye aapko in steps ko follow karna hoga.

Step 1: Sabse pehle ‘Canara DIYA’ app ko open kijiye.




 Step 2: Iske baad aapko do option dikhai denge, agar aap pehli Canara Bank mein Account khol rahe hain to aapko pehla wala option chunna hoga aur usi par click karna hog.



 Step 3: Yahan aapko apna Aadhar Number dalna hoga, Aadhar Number dene se pehle aapko ‘terms & conditions’ ko agree karna hoga. Terms & Conditions ko aap acchi tarah se padh kar hi agree karen aur agree karne ke liye ‘terms & conditions’ par sirf ek correction tick lagana hoga. Terms & Conditions ko agree karne ke baad aapko apna Aadhar Number verify karana hoga. Iske liye aapko pehle apna Aadhar Number dalna hoga uske baad ‘Verify’ par click karna hoga.






Step 4: Jaise hi aap Aadhar verification ke liye ‘Verify’ par click karte hain aapko Aadhar OTP bheja jata hai. Aadhar OTP aapke us Mobile Number par aata hai jo aapke Aadhar Card ke sath registered hota hai. Agar aapka Mobile Number aapke Aadhar Card ke sath registered nahi hai to aapka Aadhar verify nahi ho payega aur aap yeh account nahi khol payenge. Lekin agar aapka Mobile Number Aadhar Card ke sath registered hai to Aadhar OTP ki madad se aapke Aadhar ka verification ho jayega aur aap account bhi khol sakte hain. OTP aapke Aadhar Card se jude mobile number par bheja jayega aur wo OTP dalkar aapko next par click karna hoga.



Step 5: Jab OTP dalkar next karenge to aapka Aadhar Verify ho jayega aur screen par aapko apki personal details dikhai jayengi, ismein aapka naam aur aapke pita ji ka naam aur aapka address hoga. Uske baad neeche aapse aapka ‘Communication Address’ (संचार पता) pucha jayega, to agar aapka ‘Permanent Address' (स्थाई पता) aur  
‘Communication Address’ (संचार पता) ek hi hai to aapko ‘Communication address same as above’ par correction tick lagakar next karna hoga.
Step 6: Iske baad jinke paas PAN Card hai unko apna PAN Card verify karana hoga. Aur jinke paas PAN Card nahi hai unko ‘Declaration Form’ (घोषणापत्र) fill karna hoga. To agar aapke paas PAN Card hai to ‘I Have PAN’ par  tick mark lagaiye. Aur agar PAN Card nahi hai to ‘I Don’t Have PAN’ par tick mark lagaiye aur next kariye iske baad aapko ek declaration form bharna hoga. Aur form bharne ke baad aapko next karna hoga. Lekin jinke paas PAN Card hai unko ‘I Have PAN’ par click karke next par click karna hoga. Next par click karne ke baad aapko apna PAN Card verify karana hoga.





Step 7: PAN Card Verify karane ke liye aapko apna PAN Card number dalna hoga. PAN Card Number dalne ke baad aapko verify par click karna hoga, uske baad aapka PAN Card verify ho jayega phir aapko next par click karna hai.
Step 8: Iske baad aap se Passport Number, driving License Number, Profession (व्यवसाय), Voter ID Number aur Gross Annual Income (सकल वार्षिक आय) pucha jayega. Lekin yeh sabhi details dena zaroori nahi hai, sirf aapko Profession (व्यवसाय) aur Gross Annual Income (सकल वार्षिक आय) hi batana hoga. Uske baad aapko next karna hoga.







Step 9:   Iske baad aapko aapke Account ki jaankari di jaayegi aur iske features aur facilities ke baare mein bataya jaayega. Yeh sab dekhne ke baad aapko ‘Proceed’ par click karna hoga.
Step 10: Is step mein aapko aapke father (पिता) aur aapki mother (माता) ka naam dena hoga. Iske baad aapko apna marital status (वैवाहिक स्थिति) batana hoga ki aap single (अविवाहित) hain ya married (विवाहित). Iske baad aapko nomination (नामांकन)  ke baare mein batana hoga yadi aap kisi ko nominee (नामांकित व्यक्ति) banana chahte hain to ‘Yes’ par tick mark lagaiye aur nahi banana chahte hain to ‘Maybe later’ par tick mark lagaiye, aur next par click kar dijiye.




Step 11: Yeh step unke liye hai jo nominee (नामांकित व्यक्ति) add karna chahte hain. Iske liye ‘Yes’ par tick mark lagana hota hai jab ‘Do you want to Nominate?’ pucha jata hai to. Yes par click karke jab aap next karte hain to aapse nominee ki details maangi jaati hai. Agar nominee 18+ hai to aapko nominee ka naam aur uski date of birth deni hoti hai aur agar minor (नाबालिग) hai to nominee ke guardian (अभिभावक) ki detail bhi deni hoti hai. Yahan aapko nominee ka naam, uske sath aapka kya rishta hai aur uski date of birth batani hai. Nominee ka address bhi pucha jayega lekin agar aapka address aur nominee ka address ek hi hai to ‘Same as my address’ par correction mark laga ke next kar sakte hain. Lekin agar nominee ka address aur aapka address alag-alag hai to ‘Same as my address’ se correction mark hata ke nominee ka address daal sakte hain aur phir next par click kariye.



Step 12: Is step mein aapko apni branch choose karni hogi, uske liye aapko ‘Choose your branch’ par click karna hoga. Choose your branch par click karne ke baad aapko apna state choose karna hoga uske liye aap apne state ka naam likhkar search kar sakte hain. State choose karne ke baad aapko apni branch choose karni hogi uske liye aap apni city, apne district ya area ka naam likhkar search kar sakte hain aur aapko aapki bank branch mil jaayegi. Branch choose karne ke baad aapko ‘Continue’ par click karna hoga.




Step 13: Yeh aakhiri step hai ismein aapko apna Mobile Number aur Email ID deni hoti hai, uske baad next par click karna hota hai. Phir aapke mobile number par ek OTP bheja jata hai jisko ‘Mobile OTP’ kahte hain. Yahan yeh OTP dalna hota hai aur uske baad aapko ‘Open Account’ par click karna hota hai aur aapka Account khul jaata hai.



Iske baad thoda sa time lagta hai process complete (प्रक्रिया पूरी) hone mein aur aapko apna Customer ID aur Bank Account Number mil jaata hai. Sath hi aapko yeh bhi bataya jaata hai ki eWelcome Kit aapke registered e-mail par bhej diya gya hai. eWelcome Kit mein aapke account ki sabhi details hoti hain.
 eWelcome Kit password se protected hota hai aur iska password aapke naam ke shuru ka 4 letter aur aapki date of birth ke shuru ka 4 number hota hai. Jaise ki agar aapka naam OMPURI hai aur aapki date of birth 05 August  1990 hai to aapka password hoga OMPU0508. Lekin agar aapka naam 4 letter ka nahi ho to apne naam ke shuru mein 9 jod den jisse ki who 4 letter ka ban jaye.

Features & Facilities:


Free Cheque Leaves: Har saal aapko free mein 20 leaves ki chequebook di jayegi.
Cash Withdrawal: POS machine se daily 100000 Withdraw kar sakte hain aur ATM se 40000 daily paise nikaal sakte hain.
2 DDs Free: Agar aap har maheene minimum balance (न्यूनतम राशि) maintain karte hain to aapko 2 DD maheene mein free milenge.

  • Debit/ATM Card Faciliy
  • Passbook/Pass Sheet
  • Nomination
  • Internet Banking
  • SMS Alerts
  • Mobile Banking
Yeh sabhi facilities aapko is account mein di jayengi. Lekin jab tak aap bank branch jaakar is account ki Full KYC aur verification complete nahi kara lete tab tak aapko is account par kuch restrictions (प्रतिबंध) jhelne padenge jaise ki aap is account mein bina verification complete kiye 1 lakh se zyada paise nahi rakh sakte hain.
Aapko 12 maheene ke andar verification complete karana hota hai, agar aap nahi karate hain to aapka account band kiya jaa sakta hai.
Is account mein minimum balance bhi maintain karna padta hai. Metro, Shahri aur ardh shahri (semi urban) area mein 1000 minimum balance rakhna hoga aur grameen (rural) area mein 500 minimum balance apne account mein rakhna hoga.